Paying with checks may seem old-fashioned, but it’s still a viable payment option for some online purchases. However, reviews are less commonly accepted than other forms of payment like credit cards or digital wallets. Someone may ask, “Where can I pay with a check online?” This article will provide an in-depth guide to online check payments, details where they’re accepted, and the considerations involved.
Large Retailers
A surprising number of large online retailers accept checks or eChecks as a payment method. Key among them is the e-commerce titan, Amazon. You only need to provide your bank routing and account numbers. However, process times may vary as eChecks must clear before your order is dispatched.
Utility Companies
Paying utility bills online via eCheck is also an option. Electricity, water, gas, and telecommunications providers have platforms accepting this payment form. It’s simple and convenient, eliminating the need for manual check writing and mailing.
Government Websites
Government bodies often accept eChecks for various payments, too. Residents can settle taxes, fees, licenses, or fines using eChecks on city, county, and state websites. It streamlines the payment process, saving time and reducing paperwork.
Subscription Services and Online Auction
Many B2B subscription services accept echecks and ACH direct debit payments. It’s also worth noting that online auction websites, like eBay, have sellers who accept checks. The only caveat is that it tends to lengthen the transaction process as checks require time to clear.
Educational Institutions
Looking at educational institutions, many colleges and universities also join the list. They accept checks for tuition, room and board, or other fees. However, like with other transactions, processing times may be longer than credit card payments.
Property Management Platforms
Paying rent online is another area where checks come in handy. Some landlords or property management platforms will accept eCheck payments. It’s again a convenient solution that helps you avoid the hassle of writing and mailing a physical check.
Specialty Retailers and PayPal
Moreover, specific specialty online retailers accept this form of payment. They are typically those selling higher-priced items or catering to an older demographic. Another mention-worthy platform is PayPal. While not technically a store, PayPal allows users to link their bank account and pay via eCheck where it is accepted.
Conclusion: Things to Keep in Mind
Knowing where to pay with a check online is only part of the equation. There are a few considerations to take into account:
- Ensure the website is secure before providing your bank account details. Look for “https://” at the start of the web address.
- Remember that payments by eCheck or mailed checks usually take longer to process. This can mean longer wait times for the shipment of physical goods.
- Make sure you have sufficient funds in your account.
Some retailers or service providers might impose a fee for returned checks.
To summarize, paying by check online may be less common today, but it is still possible. Careful considerations, coupled with understanding where and how it’s applicable, can make checks a viable option in the digital landscape of online payments.
